FD (FIXED DEPOSIT)
Earn assured returns on your savings and meet your short-term as well as long-term goals with an Roxyment India Nidhi Bank Fixed Deposit. Offering high interest rates and flexible investment tenures, our Fixed Deposits are one of the safest investment options. Opt for an Roxyment India Nidhi Bank FD and let your investment grow over a period ranging from seven days to a decade!
You can open an FD with us through a number of channels like Internet Banking or iMobile. If you prefer accessing our banking services in-person, please get in touch with your relationship manager or simply visit the nearest Roxyment India Nidhi Bank Branch to start your Fixed Deposit investment journey.
Calculation of Deposits
Tenure | Deposit Amount | Annual Interest Rate (%) | Maturity Amount |
|---|---|---|---|
6 Months | Rs. 20,000/- | 8.75% | Rs. 20,875/- |
12 Months | Rs. 20,000/- | 9.00% | Rs. 21,800/- |
12 Months | Rs. 50,000/- | 8.50% | Rs. 54,420/- |
18 Months | Rs. 20,000/- | 9.25% | Rs. 22,775/- |
36 Months | Rs. 20,000/- | 9.50% | Rs. 25,700/- |
36 Months | Rs. 50,000/- | 9.00% | Rs. 65,432/- |
60 Months | Rs. 20,000/- | 10.00% | Rs. 30,000/- |
60 Months | Rs. 50,000/- | 9.25% | Rs. 79,261/- |
60 Months | Rs. 1,00,000/- | 11.00% | Rs. 1,55,000/- |
60 Months | Rs. 50,00,000/- | 11.75% | Rs. 79,37,500/- |
60 Months C | Rs. 5,00,000/- | 9.75% | Rs. 8,125,182/- |
60 Months | Rs. 10,000,000/- | 12.00% | Rs. 15,000,000/- |
66 Months | Rs. 12,500,000/- | 10.75% | Rs. 22,518,699/- |
66 Months | Rs. 30,000,000/- | 12.99% | Rs. 61,057,015/- |
70 Months | Rs. 20,000,000/- | 14.00% | Rs. 36,333,333/- |
Terms & Conditions
- Minimum FD would be of Rs.500/-and further in multiple of Rs.100/-.
- Interest will be calculated Quarterly via compound interest.
- TDS will be deducted on Interest.
- Loan against deposit is up to 75% of deposit amount after 6 months.
- Rate of interest on loan against FD would be 2.5% higher the applicable rate of interest.
- Statement Facility without any charge*.
- Special Rate of Interest will apply only Senior Citizen, Women’s , Physical handicap and Minor Children’s .